Quicken Loans now known as Rocket Mortgage is one of the largest online mortgage loan providers. It is an online platform that allows people to apply for loans easily without having to meet the lender in person. The last year, 2021, Quicken loans made it known to customers that it is changing its name to Rocket Mortgage.
Now called Rocket Mortgage, the online lender has grown to be very popular in America. So, if you are a borrower who started with Quicken, you will automatically end up with a loan from Rocket. It is an online direct lending platform for home loan products and residential mortgages. Through Rocket Mortgage, quicken loans offer amazing and adjustable rates, jumbo loans, and mortgage refinancing.
The lender is committed to helping homeowners in the United States of America. It helps customers state where services are available to make the best decision. With Quicken loans, you can find plans that suit your budget and achieve your home goals. Just visit www.RocketMortagage.com or www.quickenloans.com to find the most convenient and simple home loans.
In addition, just so you know the Quicken loan URL is still available. However, once you visit the website or you will be directed to the Rocket Mortgage website to enjoy services. Quicken loan and Rocket Mortgage are still the same lenders, it is just the name that is different.
How Does Quicken Loans Work?
Quicken loans are made to help people in the United States find the right mortgage plan. By helping them from the beginning of the online application to the end. As a new customer, you can check their official website to start your home purchase or refinance application. You just need to fill out the online application form with the required answer to evaluate your eligibility.
Your Credit report and other important information will be used to provide you with a home loan once you have been approved. On the official website, you can check today’s mortgage rates. You can also compare rates using the mortgage calculator. Also, presently quicken loans offer Rocket solar, Rocket Auto, Rocket homes, and personal loans.
In addition, once you apply and get the home loan, you need to create an account. This account will allow you to check your payment history, review mortgage documents, see past transactions, and more. The process is simple and easy if you have all the required credentials and information.
Loan Types offered by Quicken loans
Since Quicken loans have been changed to Rocket Mortgage, the lender now offers different mortgage options. Presently, online lender offers four types of loans. And these include
- VA loans
- Conventional loans
- FHA loans
- Jumbo Loans
- Adjustable loans
- Fixed loans
You can apply for any of the home loans from Quicken loans. Note that it is a direct lender. And using a direct lender like this, you won’t receive any onslaught of emails from lenders trying to get your business after taking the home loan.
Pros of Quicken Loans
There are lots of advantages of using Quicken Loans and some of them include;
- You won’t get a barrage of emails from lenders trying to get your business
- Your details and information gets into fewer hands
- Mortgage advisers are available over the phone
- The approval process is convenient with online document upload and the ability to generate a custom approval letter
Quicken loans markets itself as a good alternative to traditional lenders. And it is certainly a big part of that. One of the best parts is that the online lender also provides digital services. Just like the official website for your desktop, the mobile app let you check loan status, view information, and get in touch with team members from your mobile device.
Requirements to Apply for a Loan on www.RocketMortgage.com
Before applying for a home loan from Quicken loans, there are several requirements you need to meet. The following are the required documents and credentials needed to apply for a refinancing loan or mortgage with the company
- A credit score of 580 or above
- Email address for each individual on the loan
- Online Bank details of the account you will like to use for your mortgage loan
- Employment and income details
- Your SSN ( Social security Number)
Once you have the above requirements, you are ready to apply for refinancing and home loans with Rocket mortgage. You should also know that you can check your credit score with an online credit score Analysis company like FICO.
How to Apply for Home Loans with Quicken Loans online
It is very easy to apply for a mortgage on Quick loans. And the process can be completed online using your valid information. As a new customer, to apply for home loans via the company’s website and mobile app, here are the guidelines and steps to follow;
- On your web browser, visit Rocketmortage.com or Quickenloans.com
- For the Quicken loans website, click on ‘’Buy a home’’ or ‘’Refinance
- For the Rocket mortgage website, tap ‘’Apply for home purchase’’ or Apply for refinancing’’
- On Quicken loans, you will be automatically directed to the Rocket mortgage website
- Click on ‘’Start My Application’’
- Tap on where you are in the home buying process
- Click next
- Enter the required information.
Now, follow the steps shown on your screen to complete the application process. You can click on ‘’Save progress’’ to continue later. However, after the online application, you will get a call from Rocket Mortgage experts to help you speed up the process. You can also call their phone number to apply for a home loan from the company.
Quicken Loans Login
If you are a customer of Rocket Mortgage, you need to log in to your account. Once you log in, you can make payments, check transaction history, and update information. Here are the guidelines and steps to follow;
- Visit Rocket Mortage.com
- Tap on Sign in at the top of the page
- Enter a Valid username and password
- Click Login
If your login details are correct, you will be logged in to your account automatically. However, if you cannot access your account, you can always call the phone number shown on your screen. The contact is available from 8:30 Am to 9:30 pm ET on Monday to Saturday. And Saturday from 9:00 to 4:00 pm ET.
In Conclusion
Over the past years, Rocket Mortgage has built a good reputation as the easiest way to buy a home. However, it still doesn’t hurt to shop around to ensure a competitive interest rate. In Addition, Rocket Mortgage is a direct lender that only deals with home loans and other related products. The lender does not offer bank services such as payment services like credit or debit cards and deposits.
