Capfin Loan – How to Apply for Capfin Loan

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Are you in need of a personal loan? Apply for a Capfin Loan today. You may be wondering, what it is? Well, do not fret because I will be answering the answers to your questions in this article. Capfin Loan is a certified credit provider. It is also recognized as a division of Century Capital Ltd. At Capfin, you can collect affordable loans. Furthermore, it is also very easy to pay back loans of up to R50 000. However, this is within 6 or 12-month refund terms.

Whenever you need urgent money, just apply for it. What’s more, you also have access to their products as well as services. You can also access and manage your loan anytime and anywhere you are. When you apply for it, you get to increase your loan amount. Therefore, all you need to do is to place a call to Capfin and request a top-up of your loan. Also, you will need to provide certain documents to complete the loan increase process.

How Do Know If I Am Eligible For A Capfin Loan?

Just like other loan-providing institutions, before you apply for a loan, you need to meet the eligibility criteria. So, if you are interested in applying for a Capfin Loan but you do not know the eligibility requirements, do not fret. Just keep scrolling as the answers to your questions are provided.

To be able to apply for it, you need to have:

  • An authentic South Africa ID.
  • A valid SA bank account.
  • 3 latest payslips or bank statements.
  • You must be 18 years or older.
  • A legit phone number.

And you must be permanently employed and you must also be earning a salary monthly. If you live in South Africa and you have all of these documents, you can finally apply for a Capfin Loan and get paid instantly.

Where Can I Apply For A Capfin Loan?

If you are interested in applying, you can do it in three ways. You can apply for the loan through its online website at, SMS, or at an Ackermans or PEP store. You can choose to apply for a Capfin loan through these ways or processes.

How To Apply For A Capfin Loan

Do you want to apply for a Capfin loan? Then I can help you with that. The first thing that you should do is to make sure that you are eligible. You also need to make sure that you have the required documents to avoid decline and delay in your loan application. If you have all the required documents, then follow these steps:

  • Connect to the internet.
  • Open your web browser.
  • Search for
  • Next, click on Apply Now.
  • On the next page, enter your name, surname, and SA Identity number.
  • You also need to enter your cell phone number and your email address.

So, your loan documentation will be sent to your email address. Agree to its terms and conditions and click Continue. Follow the instructions on the next page, fill out the online form and submit it. Wait for 48 working hours and get approved for the loan amount you applied for.

How To Apply Through Sms:

To apply through your phone, All you need to do is to use your SA ID number. Send a code to 33005. However, Standard SMS rates are applied. Next, you will receive an OTP, all you need to do is to follow the instructions and you can successfully apply for a loan very easily at Capfin.

How To Apply At Pep:

If you want to apply for a Capfin loan at a store, use PEP. All you need to do is to take your SA ID, current bank statement, and payslip, as well as the required documents to PEP, and you, need to follow the instructions given to you to complete the process. 

How Long Does It Take For A Capfin Loan To Be Approved?

If you have submitted all your documents to them and fill out the online form. Submit it and wait for a response. However, it takes 48 working hours to approve it if you apply. Therefore, you need to patiently wait for 2 days before you get a response from Capfin based on your applied loan.