Getting a Payday loan can help cover some expenses before your payday. And Viva Payday loans will switch you to the right lender that will tender to your needs. What’s more? With just one application on the Viva Payday Loans platform, you can make your financial dreams come true.
However, this is because at Viva Payday loans, the lenders they work with offer loan deals that have been designed for everyday Americans. So are you in urgent need of a few hundred bucks to see you through to your next paycheck or do you need money for something substantial? Viva payday loans have got you covered.
Viva Payday Loans are easy to get so you should have no worries when applying. On this platform, you can apply for loans between $100 and $5,000 and even pay back between 2 to 24 months. And then these loans come with interest rates of about 5.99% to 35.99%. Yes! these loans can be gotten instantly with just a few simple clicks and in just a few minutes.
What are Payday Loans and How do They Work?
Payday loans as the name implies are loans that sustain you to your next payday. In other words, they are small loans that you can apply for to carry you to your next payday or to meet urgent needs before you receive your next paycheck.
These types of loans are designed to be quick and easy to pay back so that you don’t owe a debt for long. And since the lender typically sets up an automatic debit, you do not have to worry about how to pay back and miss a payment or even set a budget for it. As, as soon as your salary enters your account, it takes care of it automatically.
How Does Viva Payday Loans Work?
Viva Payday Loans serves as an agent for borrowers to link up with high lenders. They allow customers from everywhere around the states of the US to have easy and fast access to direct lenders only. And they offer loans from about $100 and $5,000 which are to be paid between 2 to 24 months with an interest rate of between 5.995 to 35.99% depending on your loan. On viva payday loans, all you just need to do is fill out your information and let them do the rest. Then get what you have requested in just 2 minutes. Yes! it is as fast as that.
Who is Eligible for Viva Payday Loans?
To obtain a payday loan on viva payday loans, certain requirements qualify you to be eligible for the loan. So for you to be eligible for a viva payday loan, you should;
- Be over the age of 18.
- Have a valid bank account.
- Receive about $1,000 as a regular monthly income.
- Have a permanent home address.
- Have a valid checking or savings account with a direct deposit.
Once you meet all of these eligibilities and requirements, you can then proceed to get started with viva payday loans. How to get started? Read further to discover and know.
How to Apply for Viva Payday Loans
Applying for Viva Payday loans is very easy to do. Besides it only requires just a few steps and a few clicks. Also, in just two minutes after you apply for the loan, you would get their response. Applying is quick. So, if you need a fast loan, visit viva payday loans. And apply with these steps below to apply for it;
- Visit its Official Website
- At the top page of the site, click on the “apply” button
- Use the for to choose how much you would like to borrow and how you would like to pay
- Once you have done that, enter your additional required details. So that they can know if you qualify for the loan or not
- Once you have done that, then you can submit it. And their decision would be sent back to you in the space of 2 minutes if their loan can be provided or not
However, note that when selecting your loan criteria, you should be realistic and be sure you can pay back in time to avoid complications later. Also when it comes to the information that you would be providing, you should worry less as it would remain confidential and not shared with others aside from them and your lender.
How Much can be Borrowed on Viva Payday Loans?
The third-party independent lenders you would meet on the platform provide customers with the ability to borrow funds between $100 and $5000. So, if you want to borrow from this loan platform, you can apply for a loan from $100 to $5000 and nothing more than that.
For How Long Can Fund be Borrowed?
As an eligible customer with the capability to borrow funds from this platform, the lenders offer you the opportunity for you to borrow these funds for as long as 3 to 6 months.
Do Viva Loans Lend to All States?
No, viva loans don’t lend to all lenders. So, if you are not from Arkansas, Connecticut, New Hampshire, Montana, Vermont, West Virginia, Indiana, Minnesota, and New York. You cannot register and be granted the loan.
How do I Receive my Loan From Viva Payday Loans?
Once you have applied for the loan. The money would be sent electronically into your account through an electronic transfer process within the next business day.